3 Ways To Save Money

Are you an avid spender? Do you feel like you spend more money than you save every month? Well I have the answer to your problems. I am going to tell you 3 ways to save money on things you plan on buying anyway. Let the lesson begin, class is in session. 👩‍🏫

**This page contains affiliate links to products I recommend. If you purchase something from this page, I may receive a small percentage of the sale at no extra cost to you**

This post was bound to happen right?! I had to write a blog post about saving money! 😂 let’s be real even if we think we don’t need to, it’s always a rewarding feeling when you save. Even if I’m only saving a quarter, that’s a MY quarter! So with that being said I had to share how I save daily on things I would buy anyway. I’m telling you now it’s effortless and extremely addicting! 

Ibotta

If you don’t already have this app downloaded onto your phone, I’m sure you will be interested in doing so after you read this post. I actually heard about this app from a coworker and it has absolutely changed my life! Let me explain exactly what Ibotta is and then why I love using it sooo much!

What is Ibotta?

Ibotta is a money saving app that pays you real cash money whenever, wherever you shop. When shopping in s grocery stores you are able to see the money almost instantly after scanning your receipt. This app literally allows you to save money on items you would buy regardless. I wrote a whole post on Ibotta step by step guide so if you want to learn more and tend to be more of a visual learner like myself, then make sure you checkout my post How to use Ibotta to Make Money.

Ibotta has made there app more competitive by not only adding retailers online but also in store savings. All you have to do is link you credit or debit card onto the app and boom, cashback. I’m not sure of too many apps that you can save in the grocery stores, retailers, and online all in one app. I mean it’s almost a sin to share. 🤫🤭

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You can get the full guide in my blog post on How to Use Ibotta to Make Money. If you would like to sign up right away click here.

Rakuten AKA Ebates

Rakuten aka Ebates was my first love. I personally was apprehensive when I was first told about it. I mean it kinda sounded like a scam. Like who would REALLY give you money for purchasing something online? Forreal, forreal who does that? 🤨🤔 Well I tried it out and now I’m getting Cash Back at my favorite online stores with Rakuten, and it’s too good not to share! You can join Rakuten for free and start earning Cash Back for shopping. Use my invite link to join and get a $10 Welcome Bonus.

With Ebates you will literally shop from online retailers and receive a percentage back from shopping through Ebates link. Ebates also offer double and triple cash back. So if you planned on buying something from Kohl’s online and you usually get 6% cash back you can now get 12% or 18% cash back on any of your purchases.

Another great thing that Ebates is now offering is being able to pay through the app when shopping in stores. (Kind of like Ibotta) All you have to do is link a credit or debit card for purchases made in store. How convenient is that? 😲

Chase Freedom Unlimited Credit Card

I know, I know, you’re probably looking at this post like “I know she is not about to try and talk me into a credit card.” Like, who needs more debt right? 🤷‍♀️🤦‍♀️You are absolutely right she (meaning me) will NOT try and sell you on a credit card. 🙅‍♀️ Not my forte, I can’t and will NEVER talk any of my amazing viewers into any credit card debt. Only you can determine if you are financial ready for a credit card and if you are responsible enough to know when and how to use it.

What I will do on the other hand is tell you about all the amazing benefits Chase Freedom has allowed me to have by being a customer.

The Benefits of Chase Freedom Unlimited

For One, I was able to get $150 back after spending $500 on purchases in your first 3 months from opening my account. Two, 0% intro APR for 15 months from account opening on purchases and balance transfers.^{†Same page link to Pricing and Terms} After that, 17.24%–25.99% variable APR. Balance transfer fee is 3% of the amount transferred with a minimum of $5.^† Three, I pay no annual fee for all the great features that come with your Freedom^® card. Four, I earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. I also earn 1% cash back on all other purchases – it’s automatic. An last but not least, all my Cash Back rewards do not expire as long as your account is open. And there is no minimum to redeem for cash back.

You Decide

All I can do is equip you will all the knowledge that I have and then leave it to you to decide what to do with it. Just keep in mind that you can earn $150 bonus with Chase Freedom Unlimited. I can be rewarded too if you apply here and are approved for the card. Learn More. Remember when in doubt, check Credit Karma.

Chase Offers

Now granted that Chase offers will change from month to month or bill plan to bill plan I want to give you an idea of some of the place you can use your card and save!

• Dunkin’
• Kindle
• Denny’s
• Blue Apron
• Little Caesars
• Turbotax
• Casper
• Midas
• Famous Hair
• Five Guys
• Great American Cookies
• Massage Envy
• J. Crew
• Advance Auto Parts
• Michael’s
• Starbucks

Trust me ladies and gentlemen the list goes on. The cash back offers are great and what you can redeem from the points you gain are nothing shy from amazing. I can use my points to pay my bill, use it for a plane ticket, gift cards, I mean the list goes on. Do yourself a favor and just check it out.

Your Takeaways

You have legit been given you 3 Ways to Save Money I want you to keep in mind that the best way to maximize your savings is by doubling up. So if you are addicted o saving already then I’m sure you already have the Target Cartwheel app. Well you can always save money on both the Target Cartwheel app as well as Ibotta, Ebates, and Chase Freedom Unlimited. I mean what’s better than saving money once? TWICE!

There is absolutely nothing wrong with spending money if you know HOW to spend it. I say spend money while saving it, it’s THE only way to shop these days. I have friends, family, and even coworkers who are on the money saving train now. You don’t have to commit to anything right away. Check into, see if it’s something you think you would benefit from and if so sign up tuh-day and start making money while spending it. You can thank me later.

I hoped this post was of the utmost help. If you need help with signing up for any of these offers please reach out. I’d be glad to assist. If you enjoyed this post please share. You know the saying….Sharing is Caring 🤗😘